What to consider when purchasing a property

Buying your first home

Australia enjoys one of the greatest home ownership rates in the world. But in a time of high house prices how do you make this great Aussie dream a reality?

Common questions to consider

  • Am I better off renting than buying?
  • How much can I borrow?
  • How much deposit will I need?
  • What additional costs will I be up for when I buy a place of my own?
  • Are concessions for first homebuyers?
  • What should I do with my money while I try to accumulate a bigger deposit?
  • What types of loans are available?
  • What should I look for in a loan?
  • How do I find the right mortgage for me?

How we can help

  • Work out how much you can borrow based on current financial capacity
  • Calculate the deposit you are likely to need.
  • Identify strategies to save for a deposit in the timeframe you set.
  • Set a budget to cover your mortgage commitments when you have purchased your property.
  • Review, recommend and organise appropriate insurances.
  • Recommend if you need to create or review your Will.

What to do next

If you want us to help you choose the right loan to match your financial situation contact us today.

Call us today at (08) 8563 2874 or Email us at admin@barossafs.com.au

It’s about every-day people in our community with real-life worries and forward thinking.

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