What to bring to our Meeting

What information will you need prior to your meeting with us?

At our first meeting, we will ask you about where you are now, about your expectations, about how you would like to live your life.

Then we will conduct a process called ‘fact finding’ – where we will ask you about your personal circumstances and help you to determine your attitude towards risk. Your attitude to risk means whether you are conservative in the way you invest, aggressive or somewhere in between.

 

To help you be better prepared, we will ask you for a number of personal details which we need to put together your financial plan. We will ask things like your:

  • age
  • current personal income
  • family income
  • future income (inheritances included)
  • day-to-day expenses
  • your family circumstances (number and health of dependants, dependants from previous relationships etc)
  • future expenses
  • assets and liabilities
  • tax paid and tax owed
  • super and insurance situation
  • current investments
  • state of health.

 

You might also want to have a think about your goals and current financial position as we may cover some of the below:

  • when you want to retire
  • how you want to educate your children
  • whether a second home, like a holiday house, is important to you
  • do you have dependents you need to provide for if you are unable to work or if the unforeseen happens
  • whether you have an up-to-date Will
  • whether you are expecting any large expenses.

 

What will you receive?

During the financial planning process we will give you:

  • A Financial Services Guide, which outlines who we are, what we can advise on and how we are paid.
  • A written Statement of Advice that outlines the relevant information that you have provided, the advice you have been given and why it is suitable for you (along with how we get paid and any other benefits we may receive).
  • A Product Disclosure Statement – if we recommend a financial product. The Product Disclosure Statement gives you information about the product features, fees that apply, any adviser commission, benefits and risks of investing and what to do if you have a complaint.

Remember, it’s important to keep these documents in case you need them in the future.

Call us today at (08) 8563 2874 or Email us at admin@barossafs.com.au

It’s about every-day people in our community with real-life worries and forward thinking.

Contact us